Michigan Michigan ER – 10.18.19 I.  Scope and Applicability A.  Who is subject to the state’s external review laws? All health carriers. MCLS § 550.1905(1) HMOs? Yes. Insurers? Yes. Utilization review organizations? Yes. ACOs? Yes. PPOs? Yes. Third party administrators? Yes. B.  What exemptions are provided, if any? This act does not apply to a policy […]

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